Tuesday, 24 December 2013

LIFE LONG RETIREMENT INCOME



To Make Your Tomorrow As Good As Your Today .....


You hope to experience an improved lifestyle during your retirement.Hence, we bring to you ICICI Prudential Cash Rich Retirement Solution. This solution will provide you with lifelong regular income post your retirement along with other benifits with other liquidity ,lump sum payouts and a chance to leave a legacy for your children .

This solution is a combination of ICICI Pru Easy Retirement* (a unit linked pension plan) and ICICI Pru Cash Advantage* (a non linked insurance plan).


KEY BENIFITS :- 

1) Guaranteed Benifits : Protect your savings for market downturns through Assured Benifits and Guaranteed Maturity Benifit*

2) Equity Linked Returns : Enjoy the option of equity linked returns in ICICI Pru Easy Retirement to build your retirement corpus.

3) Liquidity for short term needs :Get Guaranteed cash back Benifits* starting immediately after the 10th year and a lump sum payout at the end of the 20th year .

4) Regular LifeTime Income : Receive regular income for you and your spouse for whole of life.

Tuesday, 17 December 2013

Early Cash Solution6

Now,no compromise on everyday needs to meet your long term goals


Pay premiums for just 10 years 

Get regular payouts for 15 years starting from year 6
+
2 lump sum payouts

ICICI Prudential Early Cash Solution provides regular payouts starting from 6th policy year for a period of 15 years to take care of your every day needs.That's not all. You also get 2 lump sum payouts to meet your family's long term financial goals.This solution is designed using 2 ICICI Pru Cash advantage policies.ICICI
Pru Cash advantage is non-linked insurance plan.

Key benefits of ICICI Prudential Early Cash Solutions :

  1. Early liquidity    : Get Cash Benefit payouts from the beginning of the 6th policy year for a period of                               15 years                         
  2. Twin lump sum  : Get 2 lump sum payouts os follows 
  • Lump sum 1 : Paid at the end of 15th policy year

                                (Maturity benefit of ICICI Pru Cash advantage,5 pay policy)
  • Lump sum 2 : Paid at the end of 20th policy year 

                                (Maturity benefits of ICICI Pru Cash Advantage, 10 pay policy) 

   3. Life cover    : In case of your unfortunate death any time during the policy term ,your family will get the                               death benefit. This will ensure that your family's goal are not compromised in your                                         absence.   

Thursday, 12 December 2013

Life Time Premier


Protect Your Wealth While You Make It Grow



Now secure your profits made from equities even in volatile markets with our unique Trigger Portfolio Strategy . 


Key benifits of ICICI Pru LifeTime Premier :

  1. Ensure complete protection for your family - In the infortunate event of death during the policy term ,your nominee will receive Sum Assured plus the fund value 
  2. Opt for our unique Trigger Portfolio Strategy to protect gains made in equity markets from any future equity market volatility
  3. Flexibility to pay the premium either throught the policy term or for a limited period 
  4. Enjoy Loyality additions to your policy of 2% of your Fund Value after every 5 years starting from the tenth policy year 
  5. Increase your investments at your own pace by investing your surplus money over and above your regular premiums as top-ups
  6.  Ensure liquidity for your investment with our Partial Withdrawal Facility
  7. Enjoy tax benifits on premiums and benefits received as per prevailing tax laws





Sunday, 24 November 2013

ICICI Pru Wealth Builder

                                                  Make Your Dreams Come True With A Plan That Builds Wealth For You

ICICI Pru Wealth is a unit linked insurance plan that offers multiple choices to invest your savings along with the benefit of a life insurance cover. With this plan you can create wealth for yourself to fulfill  your dreams.

Key benefits of ICICI Pru Wealth Builder :
  • Choose between 7 different funds and 3 portfolio strategies to invest your money 
  • Enjoy Loyality Additions at the end of every year ,starting from the 10th policy year, on payment of all dues premiums
  • Invest surplus money over and above your regular premiums as top-ups
  • Pay premiums for a limited period or for the entire policy term
  • Avail tax benifits on premium paid and benefits received as per the prevailing tax laws


ICICI Pru LifeStage Wealth II

                                                     A FLEXIBLE PLAN TO SUIT YOUR FINANCIAL NEEDS




We have the flexibility to :


  • Choose between 3 portfolio strategies & 8 funds to manage your wealth
  • Invest surplus money as top-ups 
  • Pay premium throught the policy term or for a limited period

                Avail Life Insurance Cover To Ensure Protection For Your Family

Life is all about making choices.While you strive to make choices that bring the right results for you,wouldn't to have an insurance plan that extends a host of choices for you to suit your requirements ?

Hence, we bring to you ,ICICI Pru LifeStage Wealth II which offers you multiple choices packaged in a single product.Read on to know more ....


Key Benifits of ICICI Pru LifeStage Wealth II :

  • Choose between 3 Portfolio Strategies and 8 funds to manage your wealth 
  • Flexible premium payements options : You can either pay premium throughout the policy term or for a limited period 
  • Top up : Invest your surplus money over and above your regular premiums as and when you like 
  • Loyalty additions : Paid at the end of every policy years, starting from the 10th policy year ,on payment of all due premiums
  • Tax Benifits : On premiums paid and benifits received ,as per prevailing Tax Laws


ICICI PRU : CASH BAK

An Insurance Plan With The Advantage Of Liquidity ...


In your life, you always look forward to certain milestones .It may be the birth of a child in your family, the education of your children or purchasing a new home .These milestones have financial liabilities attached to them.What you require is an insurance paln that not only provides your family with adequate cover against any unfortunate event happening with your life ,but also provides you with liquidity to take care of financial requirements at these milestones. Keeping this in mind ,ICICI Prudential Life insurance Company Limited ,offers you ICICI Pru CashBak - asingle plan that combines the triple benifit of Protections ,Savings and Liquidity.

What is ICICI Pru CashBak ?

ICICI Pru CashBak is a fixed term policy of 15 or 20 years, in which premiums are payable by you throught the term of the policy .In turn survival benefit payments are made to you at regular intervals, to provide you with liquidity.Full Sum Assured ,along with the guaranteed additions at the rate of 3.5% (conditions apply*) compounded annually for the first 4 years and the vested bonuses would be payable on death,irrespective of the survival benefits paid.

Is a loan available against this policy ?

No loan are available under this policy .




*The guaranteed benefit amounts illustrated in this leaflet will be payable only if the policy is in force.